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Mortgage Loan Eligibility & Documents

Whether you own a residential, commercial or special use property, it is an asset that can be used as collateral against a Loan, when you have a financial requirement. Monetary problems pertaining to business expansion, child’s higher studies, wedding or medical emergency can strike anytime, but it can be settled conveniently, if you own a property. You can easily secure a Loan by mortgaging your property. Your property can help fulfil your dreams. Avail a mortgage loans at lower interest rates.

 

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Whether you own a residential, commercial or special use property, it is an asset that can be used as collateral against a Loan, when you have a financial requirement. Monetary problems pertaining to business expansion, child’s higher studies, wedding or medical emergency can strike anytime, but it can be settled conveniently, if you own a property. You can easily secure a Loan by mortgaging your property. Your property can help fulfil your dreams. Avail a mortgage loans at lower interest rates.

 

Amount Up to 5 Crore
Loan Tenure 1 to 6 Years
Interest Rates Low- Interest Rates
Eligibility Criteria Loan Disbursal
Loan Disbursal 4 to 5 Years
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Mortgage Loan Features

  • Part Prepayment Charges Floating Rate: Nil Fixed Rate: Up to 4% on outstanding principal

  • Foreclosure Charges Floating Rate: Nil Fixed Rate: Up to 2% on outstanding principal

  • Penal Interest Usually at 24% p.a. (2% per month on the overdue instalment/s)

  • LTV Ratio Typically, with an LTV (Loan-to-Value) ratio, the interest rate stands at 24% annually, translating to 2% per month on any overdue installment/s.

  • Term Loans

  • Working Capital Loans

  • Business Expansion Loans

  • Equipment Financing Loans

  • Invoice Financing & Bill Discounting

Eligibility Criteria & Eligible Entities

  • Income Criteria : Minimum salary Rs 25,000

  • Age Criteria : Limit : 21 -70 years

  • Credit Score : Preferably 750 and above

  • Property Type : Residential, Commercial and Industrial properties are eligible

  • Income Criteria : Minimum salary Rs 25,000

  • Age Criteria : Limit : 21 -70 years

  • Credit Score : Preferably 750 and above

  • Property Type : Residential, Commercial and Industrial properties are eligible

Documentation For Mortgage Loan

  • KYC details

  • Financial Documents

  • Property Documents

Mortgage Loan EMI Calculator

Break up of total payment

How To Apply For A Mortgage Loan

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How does Mortgage Loan Finance Work?

Why Choose Us?

Moneyverss provides new-age customized financing products for your business needs

No minimum utilization charges

Digitized process

Ease of understanding

Customised offers and discounts

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